Question 1

What is the relationship between Indigo Management Group and 80088LOANS?

Accepted Answer

80088LOANS is a division of Indigo Management Group, LLC. Indigo Management Group handles strategic intake, project organization, development-readiness review, capital strategy, and pre-underwriting preparation. Once a transaction is qualified and organized, 80088LOANS carries the commercial debt-financing request forward into the appropriate underwriting process. One cohesive team, one continuous file.

Question 2

How are qualified files submitted?

Accepted Answer

A file is prepared and reviewed for completeness first. When the documentation, structure, and project details are organized, the request is submitted directly into the applicable underwriting process for review. Submission is a request for review; it is not an application outcome.

Question 3

Who makes the final credit decision?

Accepted Answer

The capital source and its underwriting team make the final credit decision. We prepare, organize, and coordinate the file and respond to underwriting requests. We do not approve financing and cannot promise an outcome.

Question 4

What support is available while preparing a file?

Accepted Answer

Support includes intake and document organization, review of the project structure and readiness, clarification of the capital request, coordination of underwriting conditions, and communication through the clear-to-close and closing stages.

Question 5

What financing programs are available?

Accepted Answer

Commercial debt-financing categories generally include acquisition and bridge, new construction, rehab and fix-and-flip, DSCR and rental, commercial and multifamily, and business capital. Program availability varies by transaction and is not offered in every jurisdiction or for every project.

Question 6

How is program fit determined?

Accepted Answer

Fit is determined by the purpose of the capital, the asset and business plan, the structure of the transaction, documentation readiness, and the requirements of the reviewing capital source. Each file is reviewed on its own facts rather than fitted to a single product.

Question 7

What documents are usually requested?

Accepted Answer

Requests commonly include entity and ownership documentation, a project or business summary, budgets and pro formas where applicable, purchase or refinance details, property information, and financial documentation supporting the request. Specific requirements vary by file. We never request Social Security numbers, government IDs, credit reports, bank credentials, passwords, or account login information through this website.

Question 8

Are rates and terms guaranteed?

Accepted Answer

No. Rates, terms, leverage, pricing, timelines, appraisal outcomes, and closing results are not guaranteed and are not promised or implied. All figures discussed before a written commitment are preliminary and subject to documentation, due diligence, underwriting, and final approval.

Question 9

How are fees disclosed?

Accepted Answer

Any fees associated with a transaction are disclosed in writing before you are asked to move forward, and are also reflected in the documentation issued by the applicable capital source. If something is not clear, ask and we will put the explanation in writing.

Question 10

How do I begin?

Accepted Answer

Start with the preliminary contact form on the home page or email submit@indigonow.net. Share what you are building, acquiring, repositioning, or growing, and we will review the request and outline the next step. Submitting information does not create a financing commitment.

Clear answers before the first document.